Sometimes you develop small ways to save money. Over the years I have done a few things that seem very cheap at first, but can save quite a bit of dinero over time. 1. Make auto plastic rivets by using anchors and screws
2. Make cloth hangars for the back of pictures and hanging crafts.
3. Making hangars from aluminum pop tops.
Find directions at this article on thrift. http://john000.hubpages.com/hub/Three-Easy-Household-Tips-Using-What-You-Have-Around-the-House
Iceland is now in the middle of an intense argument with the Netherlands and England. The feud is over savings that Dutch and English citizens lost in now bankrupt Icelandic banks. England and the Netherlands want to be reimbursed for having bailed out their citizens who lost money.
Iceland feels that it has no obligation to either country’s citizens as the banks that lost their countrymen’s savings were PRIVATE. Each bank had paid into insurance (Similar to FDIC) according to European law.
Iceland is not exactly a wealthy nation. They have a couple of things that produce most of the country’s income: fishing and geothermal energy. Anything else available to make money is rather small-scale. The amount they owe is in the high billions of dollars. Icelanders do not feel they are obligated to England or the Netherlands in any way. They feel the depositors put money into high yielding bank accounts knowing there is always a risk wherever you stick your money. They can’t understand why they are responsible for the liabilities of the private bank that sold the accounts.
What’s even more interesting is that by publicly repudiating any liability for English and Dutch savings accounts, Iceland is in essence an example of a nation who has defaulted. The result of not paying off these two countries is that nobody is lending them money. They seem to be doing quite well. Recall that the argument for bailing out banks in this country and, in Europe, some underperforming nations, is that it would cause massive economic upheavals and/or a great depression. Perhaps this idea needs more investigation?
Interested in more? Try reading: http://john000.hubpages.com/hub/Iceland-and-Icelandic-Banks-in-Debt-Financial-Crisis
People develop different habits for trimming the budget. One man’s saving habits could mean treasure for another. In sharing these ideas, an individual can maximize the chances of success in saving. I have seen so many great ideas on blogs and article webs that I decided to write an article about 3 of my quick and effective fixes that save a trip to the store.
In this article, learn how to make two different hangars for wall hangings and a fix I use on auto splash shields that have torn loose. I think you will enjoy this http://john000.hubpages.com/hub/Three-Easy-Household-Tips-Using-What-You-Have-Around-the-House
LED, which stands for light emitting diode, is a concept whose time has come. An LED light bulb produces on 3% of the heat of an incandescent light bulb, and typically it uses less than 10% of the total electricity. So, as you can see, this type of bulb would contribute hugely to decreasing our use of power. That’s power to run power plants (oil, gas, coal).
The unit price of an LED bulb is about 10 times the cost of a CFL twist bulb (60 watt). It seems to be sticker shock which prevents people from purchasing LEDs as much as we would like. However there is a point to be made here as far as cost. Looking at this another way, the LED is actually less expensive. Over the course of 50,000 hours, the LED is actually cheaper! Use this comparison: LED $95.95, CFL $159.75, and incandescent bulb $652.50. Quite simply, one does not have to replace LEDs as often!
This article discusses how LEDs work, how an LED is constructed (with diagram), why LEDs use so much less energy, what average power savings are, and what is being done to try to bring down the cost even more. Try reading: